If your business needs to accept credit and debit card payments over the phone you need the ability to take these payments securely and with a minimum of fuss.

We can arrange for your card terminal to permit you to key phone payments directly via your terminal’s keypad. Alternatively, you can use a Virtual Terminal

A VIRTUAL TERMINAL allows you to take payments over the phone with a secure web interface, they are quick and easy to set up with no technical knowledge required.

An added benefit of taking phone payments via a VT is it won’t tie up your card machine when using, meaning you are free to continue to serve customers in-store. Your VT will provide real-time reporting to help keep track of your payments and can offer peace of mind as a risk management tool to help protect against fraud.

We can provide our in-house VT but as you would expect from the UK’s largest independent payments broker, our partners can do the same. We’ll make sure the right VT solution is the one we will recommend.

We can source the best online payment solution to help your business to begin taking payments fast, simply, safely and securely.

The right online payment solution can streamline the checkout process, give excellent fraud protection, reduce cart abandonment and offer shoppers a consistent experience regardless of channel, device, language or currency. All of which are crucial factors for retailers aiming to continually improve the shopping experience for customers.

You can try before you buy with a 15day free trial, followed up with 2-months free if you sign up to a monthly subscription via our Ecommerce partners BigCommerce

To sell products online you need a secure payment gateway – effectively your terminal online.

As you’d expect we can provide our online gateway but because of our relationships across the sector we can offer solutions from the UK’s leading payment service providers to offer you with unrivalled choice.

Want to set up your own e-commerce shop? Not sure how to go about selling your products online?

With our partners BigCommerce you can build a personalised store without the need to employ web developers or worry about integration and hidden fees.

BigCommerce’s “Out of the Box” cloud-based solution gives you access to 100s of prebuilt sector-specific drag and drop templates, along with 100s of apps and user-friendly features including mobile-ready shop fronts so you can be live with your store selling in no time at all.

What’s more, your BigCommerce store comes fully integrated with our payment gateway, so you’ll still be able to take advantage of our competitive pricing.

You can try before you buy with a 15day free trial, followed up with 2-months free if you sign up for a monthly subscription.

‘Pay by link’ is useful for all kinds of business – an accountant sending e-invoices to customers, a wholesaler taking a telephone order, a venue or hotel confirming a booking, a restaurant or takeaway getting paid before delivery, a tradesperson or builder providing services to householders. Whatever service or product you provide, ‘pay by link’ is a simple and useful tool to let customers pay securely by their credit and debit card.

Letting your customers enter their payment details via a secure link reduces your risk of fraud from “cardholder not present” transactions and reduces your PCI/DSS compliance requirements.

Many payment gateway providers offer “pay by link” as an add-on service but we also have partners who provide a bespoke, customisable service for collecting varying amounts or recurring payments.

So, whether you are a small business that sends one or two “pay by link” requests each month or a large business collecting 1000s of payments at variable amounts we can provide the right solution for your business.

“Pay At Table” solutions for restaurants, pubs, bars, cafés, tea rooms, coffee shops, theatres and stadiums let your customers place their order and pay from their table or seat, with their mobile.

Technology has accelerated recently and there are lots of options available, we have fostered relationships across the sector, so we can offer solutions from the UK’s leading “Pay At Table” service providers, so you can get the right solution at the right price.

With its popularity growing amongst consumers, “Open Banking Payments” are expected to grow rapidly over the coming years. Many payment providers across the UK are starting to add this facility to their portfolios.

Currently, there are several limitations when it comes to various “Open Banking” service providers and what they can offer that’s why we have developed relationships across the sector so we can give the best advice on this emerging service.

An EPOS terminal (Electronic Point of Sale) is a computerised till system widely used in across the UK. From shops to restaurants, hairdressers to pubs, and cafes to plumbers merchants. Where ever someone needs serving then an EPoS is usually being used.

EPoS let people pay for goods or services, but increasingly they are becoming much more than this as they can provide business information such as stock control, product sales, buying habits, staff clocking in and out functions that assist the business owner. You can have either full integration or semi-integration of your card machine into your chosen EPoS terminal.

The way we give to charities is changing as the public carry less cash with them when out and about. The convenience of contactless payments has allowed the charity sector to “TAP” into this technology and to start collecting donations in the same way.

In the beginning, contactless technology was expensive and prohibitive to many charities, something we didn’t think was fair. By using our payments network we have been able to find solutions that provide the results at a cost charities can afford.

The contactless solution allows charities to choose donation amounts that are displayed on the screen, charities can create campaigns, display images and videos to give a strong call to action and allows for the donor to gift aid their donation. Being portable they use WiFi and are GPRS compatible so you can collect funds wherever you have an event. Alternatively, if you want to place it in a high footfall area you can securely fix the contactless donation station using the purpose-built security mount

£28 +vat per month 36-month contract – Associated Costs 1.69% per donation and £19.99+vat per SumUp Air reader (One-off cost)

 A great option for businesses that won’t take many payments or don’t want to be tied into a monthly contract. Businesses such as market traders, street food vendors, season traders or businesses that service their customers away from a fixed location.

“Pay As You Go” solutions do attract higher transactions rates but with no monthly terminal rentals, PCI fees or contract costs, after a small initial card machine purchase that can be linked to a compatible device (smartphone, tablet) or can be standalone you can quickly start taking payments the way your customer wants to pay and if you don’t take any payments for any reason you don’t incur any fees or charges.

We advise that if you start to take over £3000 per month on a “Pay As You Go” device then it will become cost-effective to change to a pay monthly solution.

We realised that for many industries from retail, finance, corporate, bars/nightclubs and charity, handling cash is still a vital part of accepting payments. There are significant costs both in terms of the charges taken for banking the physical cash and also the management time involved in processing payments this way.

As the UK’s largest independent payments broker we looked for an answer to this problem, searching the sector for partners with the same values as us, companies that would understand customers’ needs. We can offer solutions from providers, so you get the best service at the right price.