Payment Gateway
A payment gateway is a service that enables payment transactions to be processed from the customer’s bank account or credit card to the merchant’s account. This allows businesses to accept online payments quickly and securely. Payment gateways provide a layer of security to prevent fraud by encrypting sensitive financial information. They also offer a variety of payment options including credit card, debit card, and electronic funds transfer.
Choosing the right payment gateway is critical for online businesses. It is important to select a payment gateway that is secure, reliable, and offers the payment options that your customers prefer.
we can provide our online gateway but because of our relationships across the sector we can offer solutions from the UK’s leading payment service providers to offer you with unrivalled choice.
Card Machine
Phone Payments
Virtual terminal (VT)
Online Payments
Payment Gateways
E-commerce
Pay by Link
Pay at Table
Open Banking
EPoS Payments
Charity Contactless Donation
Pay As You Go
Cash Handling Services
What our customers says
"From the moment we had the go ahead with this project, Sue Mackrill has been amazing, very professional and has been following up on all tasks and ensuring that task is completed in a timely manner - thank you"
"We needed a card machine for a Christmas stall at very short notice, and within an hour they had sourced one for us. Amazing service and lovely people - would definitely recommend to other businesses!"
"As a family-owned business in a high value commodity world our costs always need scrutinising. We had little idea how the world of merchant acquirers and payment gateways work and were being led down a path by our previous provider.
One quick meeting with Richard and an email quote and we will save over 20k this year in just fees let alone found some other new ways to transact business in a secure way with our customers. With all the changes coming up with PSD2 and SCA we are far more confident to navigate through it with Richard rather than be led by a faceless financial corporation. Thank you."
Ian Davis – Tate Oil
"Having been through the exercise on a few occasions we weren’t looking forward to approaching it again, but Acceptcards were a great help in the analysis of data and provided a welcome buffer between us and the card processor.
I’d be happy to recommend any business to talk to Acceptcards – we have achieved substantial savings and the experience has been pleasant – not something I am often able to write!"
"Working with Accept Cards has certainly made the world card payment both on and offline straight forward and more understandable for an SME company such as Progreen. Not only are they on hand to guide you through the nuances but have also negotiated strong savings on our merchant fees. Even after initial negotiation they are still on hand with the same level of customer service once contracts are signed."
"Great company great people very helpful Would highly recommend Acceptcards Ltd to any one needing the service they supply"
Industry News
Important Update on Visa Commercial Card Fees
Visa Interchange Fee Changes: What Businesses Need to Know With the pending pricing increase, we urge all business owners and leaders to read our blog to avoid paying more than you need. What Are Interchange Fees? Interchange fees are the underlying costs applied to every card transaction. They’re set by card schemes like Visa and […]
Barclaycard ePDQ Closure Coming – Are You Prepared?
Many business clients are receiving letters from Barclaycard Payments confirming that their Smartpay Checkout (ePDQ) gateway will be closed by 31 March 2026, leaving many wondering what to do next. At acceptcards®, the UK’s largest independent payments broker, we want to reassure you there’s no need to panic, but we do want to make […]
Know Your Numbers? Avoid the Black Friday, Cyber Monday & Christmas Chaos
Richard Bradley, CEO at Acceptcards, shares his views on how we can help our clients on the run up to Christmas As the busiest shopping season of the year approaches, businesses have one critical area to keep firmly in view the cost of taking payments online. Black Friday, Cyber Monday, and the festive run-up bring […]
Welcoming Martin Smith: Strengthening Our Cash Management Operations
We are thrilled to announce that Martin Smith has joined acceptcards as an Associate Partner, bringing with him a wealth of experience, deep industry insight, and a shared vision for how payments and cash management should work together to serve organisations better. Why This Matters Since 2005, acceptcards® has built a reputation and business to […]
Has the Art of Negotiating Been Lost?
When it comes to buying services, are you buying smart? We recently spoke with a client who asked us to review their payments. On the surface, it looked like a straightforward task. But after a short conversation, we discovered they had multiple locations, each with a different payment supplier. When we asked for the details […]
Contactless Without Limits: Convenience V Caution
You may have read reports across the financial and mainstream media on the FCA’s proposal to remove the current £100 cap on contactless payments. It certainly sparked debate in the acceptcards office, and we imagine it will do the same across the retail and payments sectors. If approved, banks and card issuers would be free […]
New Partner – NACFB (National Association of Commercial Finance Brokers)
We are proud to announce that we have partnered with NACFB (The National Association of Commercial Finance Brokers), the UK’s leading trade body for commercial finance intermediaries. The partnership will enable NACFB Members to access specialist support, helping brokers deliver cost-effective, tailored payment solutions to their SME clients. acceptcards® Independent Payment Experts & NACFB share […]
Breaking Shopify’s Shackles
A common trend we are hearing during payment reviews are stories of businesses tied into the ecommerce platform Shopify for their payments, feeling they have no other options once they realise their fees are starting to rise dramatically on the back of increased sales. Of course, Shopify aren’t going to proactively make clients aware they have other options, particularly when […]
Is DCC Eating Into Your Hospitality Profits? Here’s What You Need to Know
If your hospitality business is located in a tourist hotspot, maybe you own/run a hotel, restaurant, bar, or visitor attraction, if you do, you’re likely welcoming a significant number of international customers. While that’s great for business, it could also mean you’re paying more in card processing fees than necessary, if you don’t fully understand […]
New Partner News– Cartway Commerce
We have partnered with Cartway, making it easy for the UK retail sector to take control of processing charges for their online sales. The world has been in a rush to sell online and ensure they reach the biggest audience, but in that haste, many have used Shopify services, which exposes them to fees and […]
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